Husky Homes Blog - Blog Archive: January, 2023

The 3 Factors That Affect Home Affordability

The 3 Factors That Affect Home Affordability | MyKCM

If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges. But according to experts, the key factors that determine housing affordability are projected to improve this year. Selma Hepp, Executive, Deputy Chief Economist at CoreLogic, shares:

“. . . with slowly improving affordability and a more optimistic economic outlook than previously believed, the housing market could show resilience in 2023.”

The three measures used to establish home affordability are home prices, mortgage rates, and wages. Here’s a closer look at each one.

1. Mortgage Rates

Mortgage rates shot up to over 7% last year, causing…

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Being a homeowner is a huge accomplishment. You get to do all the fun stuff like decorating your home and hosting parties...oh yeah, and keeping your gutters clear and your HVAC system in pristine condition, but that's what my 12 Month Homeowner Checklist is for! Contact me for a PDF version to hang on your fridge or in your office so you can refer to it each month to make sure you're taking great care of your best (real estate) investment! I also post reminders on Instagram all year long, so make sure you're following me @theonetheonlysolveig so you don't miss a thing!

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Wondering How Much You Need To Save for a Down Payment?

Wondering How Much You Need To Save for a Down Payment? | MyKCM

If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don't let a common misconception about how much you need to save make the process harder than it could be.

Understand 20% Isn’t Always the Typical Down Payment

Freddie Mac explains:

“. . . nearly a third of prospective homebuyers think they need a down payment of 20% or more to buy a home. This myth remains one of the largest perceived barriers to achieving homeownership.

Unless specified by your loan type or lender, it’s typically not required to put 20% down. This means you could be closer…

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What Are Your Goals in the Housing Market This Year?

What Are Your Goals in the Housing Market This Year? | MyKCM

If buying or selling a home is part of your dreams for 2023, it’s essential for you to understand today’s housing market, define your goals, and work with industry experts to bring your homeownership vision for the new year into focus.

In the last year, high inflation had a big impact on the economy, the housing market, and likely on your wallet too. That’s why it’s critical to have a clear understanding of not just the market today, but also what you want out of it when you buy or sell a home. Danielle Hale, Chief Economist at, explains:

“The key to making a good decision in this challenging housing market is to be laser focused on what you need now and in the years ahead

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Ice Skating in Madison-

Are you looking for a fun activity to take the family to? Madison has so many amazing ice skating rinks! Check out below a few of our favorite places to skate and when they are open!

Monona Bank RiverRink | 800 W Broadway Suite #450 – Monona

Monday- 4:00-8:30pm

Tuesday – 6:00-8:30pm

Wednesday – Tot Skate 9:30-10:30am, Adult Skate 12:40-1:30, Open Skate 6:00-8:30pm

Thursday- 6:00-8:30pm

Friday- 4:00-9:00pm
Saturday, 11am-9pm
Sunday, 11am – 7pm



The Edgewater | 1001 Wisconsin Place, Madison, WI

Monday/Tuesday – Closed
Wednesday – Friday, 4-9pm
Saturday, 11am-9pm
Sunday, 11am – 7pm


City of Madison Ice Rinks

•         Elver Park Ice Rink | 1250 McKenna Blvd – Madison

•        …

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As a real estate broker here in Madison, I am fielding many questions about what is to come with the market in 2023. I’d???? love to summarize our Husky Homes local market projections using my favorite economic laws of supply and demand. 

 Supply will (unfortunately) stay at historical lows. Yes, we see supply ebb and flow in Wisconsin based on seasonality and other factors, but we have a LONG way to go before we’re at pre-pandemic levels of supply, and even further to go to reach a balanced market. We’re also now battling the fact that many homeowners bought or refinanced into historical low interest rates, so when these home sellers want to buy something new, they face a unique circumstance with comparing their likely impressive equity position with the…

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