Husky Homes Blog - Blog Archive: July, 2023

Welcome to Madison, Wisconsin, the heart of the Badger State and a haven for dog lovers! If you're fortunate enough to call this charming city home or are planning a visit with your furry companion, you're in for a tail-wagging adventure. Lets explore the dog-friendly wonders of Madison, from its scenic parks and pet-friendly establishments to dog-centric events that celebrate the canine spirit. Get ready to unleash the best of Madison, WI, with your beloved pup by your side!

  • Wagging Trails and Dog Parks: Madison offers a plethora of pawsome parks and trails perfect for daily strolls and weekend adventures. The iconic Olbrich Botanical Gardens welcomes leashed dogs to explore its beautiful landscapes and fragrant flowers. For off-leash fun,…

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Owning Your Home Helps You Build Wealth

You may have heard some people say it’s better to rent than buy a home right now. But, even today, there are lots of good reasons to become a homeowner. One of them is that owning a home is typically viewed as a good long-term investment that helps your net worth grow over time.

Homeownership Builds Wealth Regardless of Income Level

You may be surprised to learn homeowners across various income levels have a much higher net worth than renters who make the same amount. Data from First American helps illustrate this point (see graph below):

What makes wealth so much higher for homeowners? A recent article from says:

“Homeownership has long been tied to building wealth—and for good…

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Today, let's embark on an exciting journey into the world of homeownership and uncover the incredible benefits it brings. While renting has its merits, owning a home has its own unique charm and advantages. So, grab a cup of coffee, settle into your favorite chair, and let's explore the joys of having a place to call your own!

  1. Long-Term Investment:

One of the most compelling reasons to own a home is the potential for long-term financial gain. Unlike renting, where monthly payments can feel like pouring money into someone else's pocket, owning a home allows you to build equity over time. With each mortgage payment, you're gradually increasing your ownership stake in the property. This equity can be a valuable asset that can appreciate over…

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Home ownership is the strongest tool to build generational wealth, period. Moving from renting to owning allows a person to take control of their living situation, grow equity and have an asset that usually doesn't depreciate in value i.e. a car.  However,  for many home buyers that transition can be challenging due to the amount of down payment dollars needed and closing costs. Luckily,  there are programs available to help buyers at all ends of the financial spectrum make this transition smoother. Down payment assistance programs or DPA are available through the city, county, state and also from certain lenders. The largest concern raised is usually that it will inhibit a buyers ability to find a home due to additional hoops to jump through for a…

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It's no secret that rents, especially in the Madison area, are skyrocketing. The post-pandemic environment that created rapid inflation causing interest rates on loans of all kinds to rise, caused the same rise in rental rates. The average rent for a 2-Bedroom apartment in Madison in 2023 is $1,378/month, up almost 10% from only 1 year ago. The Madison rental market is now more expensive than 93% of other markets. 

Anecdotally, almost all of the clients who reached out to buy this year that were previously renting were doing so because their rents increased - by as much as $200 or more per month than the prior year.

When people ask, "Is now a good time to buy?," the answer is "If you're currently renting, yes. 100%." Getting into the market as soon…

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The Benefits of Buying a House at a Younger Age

Lets explore the numerous advantages of purchasing a house at a younger age. While it may seem like a daunting decision, taking the leap into homeownership early on can offer remarkable benefits that set the stage for a prosperous future. So, let's dive in and discover why buying a house at a younger age is a smart move.

  1. Building Equity: One of the most significant advantages of buying a house early is the opportunity to start building equity. By making monthly mortgage payments, you gradually increase your ownership stake in the property. Over time, as the value of your home appreciates, you'll build significant wealth. This equity can serve as a powerful asset for future financial endeavors,…

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In this month's broker note, Alison Crim, our fearless leader, uncovers the secrets to building long-term generational wealth. 

Click here to watch her video where she shares her own remarkable journey to achieving her own generational wealth for herself & her growing family over the past 10 years.

Building Generational Wealth

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Where Will You Go If You Sell? Newly Built Homes Might Be the Answer.

Do you want to sell your house, but hesitate because you’re worried you won’t be able to find your next home in today’s market? You're not alone, but there’s some good news that may ease your worries. New home construction is up and is becoming an increasingly significant part of the housing inventory.

That means when you go to put your house on the market this summer, considering newly built homes is crucial for expanding the options you’ll have for your next move.

Near-Record Percentage of New Home Inventory

Newly built homes today make up a near-record percentage of the total number of homes available for sale (see graph below):

In fact, as the data shows,…

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Two Questions To Ask Yourself if You’re Considering Buying a Home

If you’re thinking of buying a home, chances are you’re paying attention to just about everything you hear about the housing market. And you’re getting your information from a variety of channels: the news, social media, your real estate agent, conversations with friends and loved ones, overhearing someone chatting at the local supermarket, the list goes on and on. Most likely, home prices and mortgage rates are coming up a lot. 

To help cut through the noise and give you the information you need most, take a look at what the data says. Here are the top two questions you need to ask yourself about home prices and mortgage rates as you make your decision: 

1. Where Do I Think…

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