Husky Homes Blog - Buyer Tips

Last month I celebrated a super exciting closing with my client, Stacy!

Stacy was a first time homebuyer who never thought that buying a home could be possible for her. She met with Anna at UW Credit Union in May who put together some great financing options for her and instilled her in that her dream of homeownership was indeed possible. Anna then connected Stacy with me to find and secure the perfect home. We met and I educated Stacy on the market before we starting showings. After only 2 showings, she fell in love with a sweet Bungalow in Eken Park where she can bike downtown for work and walk to restaurants just down the street!

We sat down and discussed the terms for a competitive offer on this property that already had a few offers…

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Buying a new home doesn't happen overnight. If you want to move in to your new home by Summer, here's the timeline you should follow! 

Let's start backwards.

Let's say you want to move in to your new home over Summer and be in by the 4th of July. That means at the latest you want to close by July 1st. 

By the time you finish the inspection and give a little wiggle room in case repairs need to be made before closing, you'll want to give yourself at least 2 1/2 weeks. So inspection would need to be completed by June 12th. 

It can take 7-10 days after an accepted offer for an inspection company to work on your home, so you'll want to have an offer submitted no later than June 2nd. 

If it takes an average of 4 weeks for a homebuyer in Dane…

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In recent months, the real estate industry has been abuzz with discussions surrounding buyer representation agreements and the implications of the NAR lawsuit. As a prospective homebuyer, it's essential to understand the significance of signing a buyer representation agreement and how recent developments may impact this crucial aspect of the home buying process.

First and foremost, signing a buyer representation agreement formalizes the relationship between you and your real estate agent. This written agreement outlines the terms of your collaboration, including the agent's obligations to you as the buyer. It serves as a commitment from both parties, establishing clear expectations and ensuring that you receive dedicated representation…

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LOCAL EXPERTISE AND BUYER INSIGHTS: With my deep knowledge of the area, I will quickly enhance your understanding of the local market and introduce you to properties you may not have considered.

ACCURATE PROPERTY VALUATION: As an expert in property valuation, I can advise on what a reasonable price is for a property based on market conditions, regardless of the list price.

EXPERT CONTRACT NEGOTIATION: I work to negotiate key contract terms, safeguard your interests, and minimize your risk.

CLOSING ASSISTANCE: I guide you through the closing process to ensure all terms are accounted for at closing.

PROBLEM RESOLUTION: I navigate unexpected challenges, from financing hiccups to closing delays, with confidence and professional ease.

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Buying and selling at the same time can feel a little overwhelming, but it is an extremely common transaction that can be simplified with a clear and concise plan. I will be here every step of the way to help you navigate both sides, but here are some questions to start asking yourself and some steps for getting started.

STEP 1: Figure out if you HAVE to sell in order to buy - can you financially carry 2 mortgages at the price range you're buying in?

STEP 2: Talk to your lender about your financing options. How can you get creative if needed to position you to navigate a double move more easily.

*if you need to sell in order to buy new, skip to section 2. If not, continue to step 3.

STEP 3: Schedule a *Move Up Buyer* Consultation with us to…

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So, you're thinking about buying a new home or investment property? Awesome! But before you take the plunge, let's talk about how to make sure you're totally prepared. From figuring out your budget to knowing what you really want, here's your go-to guide for making smart real estate moves.

1. Get Real About Your Money
Before you start browsing listings, take a good look at your finances. Figure out how much you can realistically spend on a property, including stuff like the down payment, monthly mortgage payments, and all those sneaky extra costs. It's also a good idea to get pre-approved for a mortgage so you know what you can actually borrow.

2. Make Your Wish List
What are your non-negotiables and your nice-to-haves in a property? Do you need a…

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The Lender Lowdown

Your Burning Questions Answered

I teamed up with Anna Wise from UW Credit Union to answer YOUR burning questions about all things loans and interest rates in this market! 

How long does it take to get pre-approved?

To start the preapproval process, you will need to submit an application to Anna. Give yourself about 20 min to get through the questions. She will review the application within 24 -48 hours once it’s been submitted. If the application is complete, and she is able to issue a letter, your preapproval will be good for about 4 months or 120 days.

Is there anything I can do to get a better interest rate?

This is going to be a question best answered once Anna has all your information. You and Anna will discuss…

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