Husky Homes Blog - Buyer Tips


Our clients don't just buy when rates are low or because it's their first home. They are a variety of reasons - rational and emotional - that people move, and here are some of the stories of our clients purchases in 2024.


Kris and Ashley have relocated plenty of times for Kris's military career. We sold their home in Cambria (Columbia County) in 2021 when they moved out to New York. They moved back to Wisconsin in 2023 and settled in Lake Mills where they fell in love with the community, school district and recreation. They have a boat and love to go out on Rock Lake, so having a place to park the boat and lake access was important to them. When this home came on the market in the chill of January last year, it was in the perfect…

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As the holiday season approaches, even the Grinch can't resist the charm of a cozy home filled with festive cheer. If you're in the market for a new place to celebrate the holidays, let the Grinch's journey inspire your search for the perfect real estate gem.

1. Location, Location, Location: Just like the Grinch's mountaintop retreat, finding the right location is key. Whether you prefer a bustling city center or a serene countryside escape, consider what setting will make your holidays merry and bright.

2. Space for Entertaining: The Grinch learned the joy of hosting when he welcomed the Whos into his home. Look for properties with open floor plans and spacious living areas that can accommodate family gatherings and holiday parties.

3.…

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Hi, my name is Iris Chavarria! Not only am I a proud Husky Homes agent, but I’m also a runner, currently training for the Madison Marathon. I often get asked, “What do you think about while running for so long?” The answer… real estate.

Just like training for a marathon, navigating Madison’s real estate market takes planning, stamina, and a well-paced strategy. As we head into November, this season’s market comes with unique hurdles, but with the right preparation, you can reach your home-buying goals successfully. Here’s a look at how you can stay on track, mile by mile.

1. Start Strong: Kick-Off with a Market Overview

Just like setting your route for a marathon, it’s crucial to understand Madison’s current market conditions. November brings a…

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We ALL start somewhere! 

Renting is often the first chapter in the journey to finding a place to call home. It’s not just a temporary situation; it’s a valuable opportunity to discover what you truly want in a living space. Renting allows you to explore different neighborhoods, test your lifestyle preferences, and save for future investments.

However, the reality in Madison is that rent is on the rise. The average rent has now reached $1,685, reflecting a 4.8% year-over-year increase (sourced from the National Apartment Association). With projections indicating that Madison will welcome over 100,000 new residents by 2050, resulting in a 37% population increase, it’s essential to recognize that rental prices are likely to continue climbing.

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The real estate market has seen a surprising shift in recent years, with younger generations, particularly Gen Z, entering the homeownership race. While this might seem daunting for seasoned buyers, it's essential to understand the driving forces behind this trend and how it impacts the market as a whole.

WHY GEN Z IS BUYING HOMES?

Several factors are contributing to the surge in Gen Z homeownership:

  • Financial Responsibility: This generation has grown up amid economic instability and has learned the value of saving. Many are prioritizing homeownership as a long-term investment.
  • Desire for Stability: After years of renting and facing rising costs, many young people are seeking the stability and security that homeownership offers.
  • Low…

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If you've been waiting for interest rates to drop to below 3%, this one's for you.

Listen, SOME DAY the rates will most likely go down. Maybe not to 3% but maybe (hopefully) back to 5-5.5% again.

But until that day comes, here's the bottom line: the rates are either going to remain the same or they're going to go up.

If you're trying to time the market, you're likely wasting your time.

According to Keeping Current Matters, "Mortgage rates are impacted by a lot of factors: geo-political uncertainty, inflation and the economy, and more. That’s why it’s generally not worth it to try to time the market. There’s too much at play that you can’t control. The best thing you can do is control the controllables."

What can you control?

Where…

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Last month I celebrated a super exciting closing with my client, Stacy!


Stacy was a first time homebuyer who never thought that buying a home could be possible for her. She met with Anna at UW Credit Union in May who put together some great financing options for her and instilled her in that her dream of homeownership was indeed possible. Anna then connected Stacy with me to find and secure the perfect home. We met and I educated Stacy on the market before we starting showings. After only 2 showings, she fell in love with a sweet Bungalow in Eken Park where she can bike downtown for work and walk to restaurants just down the street!

We sat down and discussed the terms for a competitive offer on this property that already had a few offers…

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Buying a new home doesn't happen overnight. If you want to move in to your new home by Summer, here's the timeline you should follow! 

Let's start backwards.

Let's say you want to move in to your new home over Summer and be in by the 4th of July. That means at the latest you want to close by July 1st. 

By the time you finish the inspection and give a little wiggle room in case repairs need to be made before closing, you'll want to give yourself at least 2 1/2 weeks. So inspection would need to be completed by June 12th. 

It can take 7-10 days after an accepted offer for an inspection company to work on your home, so you'll want to have an offer submitted no later than June 2nd. 

If it takes an average of 4 weeks for a homebuyer in Dane…

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In recent months, the real estate industry has been abuzz with discussions surrounding buyer representation agreements and the implications of the NAR lawsuit. As a prospective homebuyer, it's essential to understand the significance of signing a buyer representation agreement and how recent developments may impact this crucial aspect of the home buying process.


First and foremost, signing a buyer representation agreement formalizes the relationship between you and your real estate agent. This written agreement outlines the terms of your collaboration, including the agent's obligations to you as the buyer. It serves as a commitment from both parties, establishing clear expectations and ensuring that you receive dedicated representation…

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LOCAL EXPERTISE AND BUYER INSIGHTS: With my deep knowledge of the area, I will quickly enhance your understanding of the local market and introduce you to properties you may not have considered.

ACCURATE PROPERTY VALUATION: As an expert in property valuation, I can advise on what a reasonable price is for a property based on market conditions, regardless of the list price.

EXPERT CONTRACT NEGOTIATION: I work to negotiate key contract terms, safeguard your interests, and minimize your risk.

CLOSING ASSISTANCE: I guide you through the closing process to ensure all terms are accounted for at closing.

PROBLEM RESOLUTION: I navigate unexpected challenges, from financing hiccups to closing delays, with confidence and professional ease.

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